Play+ Prepaid Debit Card Deposits ad Withdrawals

The Play+ prepaid debit card is one of the most popular online sportsbook deposit options. Find out the reasons why.

Published February 25, 2024 Updated March 23, 2026
John Mehaffey
John Mehaffey
Lead Sports Betting Analyst

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Play+ is a prepaid debit card operated by Discover, the credit card company. The card is a common deposit and withdrawal option at online sportsbooks and casinos. It is not accepted by most other types of businesses.

The Play+ prepaid debit card works similarly to an electronic wallet like PayPal. The account is funded by a bank transfer or credit/debit card, like Visa, Mastercard, Discover, and American Express

There are no fees when using the Play+ prepaid debit card for deposits at online sportsbooks and casinos. However, there are fees when it is used for withdrawals. If you deposit using Play+, you must also use it as your withdrawal option at most sites.

Pros of using Play+ at online sportsbooks

  • No deposit fees at most sites
  • Instant deposits
  • Fund using bank account, credit cards, or debit cards

Cons of using Play+ at online sportsbooks

  • The long account creation process
  • Fees on all withdrawals
  • Support unable to resolve sign-up problems

How to make a Play+ deposit

The first step when making a Play+ prepaid debit is creating an account at the sports betting site. This process includes asking for your name, mailing address, email address, phone number, date of birth, and the last four digits of your SSN. This information is run through a secure database to determine your identity and prevent it from being used by an imposter.

Once your account is open, click the cashier button, then choose Play+. At that point, enter your account information and the amount you wish to deposit. If funds are available, your deposit is processed in seconds. 

There is a 2.95% deposit fee for loading the card. This includes PayPal, bank, credit card, and debit card transfers. To avoid these fees, deposit directly with an online sportsbook or casino. Most operators pay these fees on deposits. 

Branded Play+ cards

While is an online casino or sportsbook’s cashier, you may see branded prepaid debit cards. DraftKings, FanDuel, Caesars, and BetMGM are examples of companies with this product. These are Play+ debit cards using a white label. There is no difference between using this card or a Play+ one. The Play+ debit card is interchangeable with these, as are all deposit and withdrawal options.

Gift cards

Gift cards are another branded deposit option. This may be better for players who wish to use credit and debit cards. This allows withdrawals through bank transfers, which do not have fees. Gift cards may be purchased at retailers like grocery and drug stores.

How to withdraw from the Play+ prepaid debit card

There are several ways to withdraw using Play+ at online sportsbooks. Choose it from the withdrawal options in the cashier. Your information from the deposit will be saved. Simply tell the software how much you want to cashout and it will get processed in one to three business days.

Once your withdrawal is processed, there are several ways to get paid. The physical card may be used at ATMs that accept Discover. It may also be used as a debit card. Funds may also be transferred to your bank account. 

Play+ withdrawal fees

There is a 2% fee for ATM and bank withdrawals. This is in addition to the one charged by the machine owner, which can be as little as $1.50 and as much as $11.99. There are no fees for using the card at a point-of-sale retailer. Dormant accounts of six months or more are charged $2.95 per month. A balance inquiry at an ATM carries a $0.75 fee. That amount is also charged if you make an ATM withdrawal request that has insufficient funds. 

There is a 3% fee for foreign currency transactions. A check request costs $10. These fees also apply to sportsbook-branded cards like the ones at DraftKings, FanDuel, BetMGM, and Caesars. 

Play+ prepaid debit card FAQs

Does Play+ have deposit fees?

There is a 2.95% fee for loading a Play+ account. However, this can be bypassed at most betting sites by making the deposit through the operator. 

Are there withdrawal fees when using the Play+ card?

There is a $2 fee when using the Play+ card at an ATM. There is also a $2 fee for transferring funds to a bank account. 

How are sportsbook prepaid cards like Play+?

Branded prepaid debit cards from sites like DraftKings, FanDuel, Caesars, and BetMGM are Play+ ones with a different name. All the same policies and fees apply. 

How do I fund a Play+ card?

Play+ prepaid debit card funding options include credit cards, debit cards, bank wires, and electronic checks. 

About the Author - E-E-A-T Verified

John Mehaffey

John Mehaffey

Lead Sports Betting Analyst

John Mehaffey is a veteran sports betting journalist with over 15 years of experience covering the US regulated gambling industry. He has reported on the evolution of American sports betting from the repeal of PASPA in 2018 through the rapid expansion of legal sportsbooks across 38+ states. His work focuses on sportsbook reviews, regulatory analysis, and consumer education — helping bettors make informed decisions in a rapidly changing landscape.

Credentials & Experience
  • 15+ years covering US sports betting & gambling regulation
  • Covered PASPA repeal and subsequent state-by-state legalization
  • Member of the National Council on Problem Gambling (NCPG)
  • Former contributor to ESPN, Action Network, and Legal Sports Report
  • Personally tested and reviewed 30+ licensed US sportsbooks
  • Quoted in The New York Times, Washington Post, and Bloomberg
Hands-On Testing

John has placed legal wagers in 20+ states, tested every major sportsbook app firsthand, and maintains direct relationships with sportsbook operators and state regulators. His reviews are based on hands-on testing of deposits, withdrawals, customer support, odds competitiveness, and mobile app experience.